Commissary Perks together with Your Workforce
http://griffinjpib120.over-blog.com/2019/06/commissary-perks-together-with-your-labor-force.html
Workers pay for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds remaining at the end of the year can not be " surrendered,"